HERE ARE SOME TIPS FROM GETTING THROUGH AN ACCIDENT WITH A MINIMUM OF HASSLE AND HEADACHES.
 

• After an accident, getting help for the injured is always the first priority.

• Regardless of the circumstances, report the accident to the police.

• Record the name, address and phone number of the other driver. Write down the make and license number of all vehicles involved. You’ll want to get as much information as you can about the other driver’s insurance agent, policy and insurance company.

• Don’t forget to collect the names, addresses and phone numbers of passengers and witnesses. Since many cases end up with the parties blaming each other, third-party witnesses can be important. Don’t hesitate to approach anyone who may have seen the crash.

• Be careful of what you say. Don’t talk about fault; even casual remarks can be used in court.

• Notify your insurance agent immediately. The faster we get information, the faster we can act. Discuss the accident only with your agent and, or course, with the police.

• Examine the damage carefully. Take photos if possible, particularly if the accident occurred on private property, such as a parking lot.

• Without being overly suspicious, observe the other driver’s actions. If the other driver later claims to have a serious injury, what you notice could be important.

• Consider purchasing a One-Time-Use camera next time you go to the grocery. Keep this camera in your car’s glove box, and use it to take photos of the scene. These photographs could easily become an important witness to what actually occurred.

• Stay calm.